In Washington an owner can do the work on his own home and it must be inspected. They cannot use a licensed electrician unless the electrician pulls the permit. If a Licensed electrian is caught "helping" they can be fined. This is all because of the strong unions. (can you say stupid)
I wired my shop I pulled the permit, wired it and had it inspected. No union, no fine and no problem.
We also have a full disclosure form here and it is several pages. I have sold a couple places where I had to fill them out. They are a pain but in reality they are not that difficult. And my memory is not what it used to be.